I completed my PM-Kisan eKYC successfully and it shows green. Land is also in my name. But the last installment still did not come while others in my village got it. If eKYC is done, what other reasons can block my PM-Kisan money?
3 Answers
eKYC is one gate, but there are several others, and any one of them can hold up your installment. Go through this checklist. First, land seeding, check that your land seeding status shows Yes, not No or Pending, because recent rules require verified land records. Second, Aadhaar NPCI bank seeding, this is the biggest hidden cause, your Aadhaar must be NPCI mapped for DBT to the bank account you want, otherwise the money fails or goes to an old account. Confirm with your bank that your Aadhaar is DBT seeded to the correct active account. Third, name and detail mismatches between PM-Kisan, Aadhaar and bank can cause the payment to bounce. Fourth, your status itself, open Know Your Status on the official portal and read what each installment shows, sometimes it says the payment failed or is pending at a specific stage, which tells you exactly where it is stuck. Fifth, eligibility or verification flags, if your record got marked under any exclusion review or a self assessment recorded you as ineligible, the payment is held. The fastest way forward is to read your detailed beneficiary status on pmkisan.gov.in to see the exact stage, then if it points to bank or land issues, fix the NPCI seeding or land seeding accordingly, and if nothing is obviously wrong, lodge a grievance through the portal's grievance section or visit your block agriculture office or a CSC with your registration number and Aadhaar.
For me eKYC was green but land seeding was No. Got it done at the lekhpal and the next installment came. Check that column.
Read the status line carefully. Mine literally said payment failed due to account, was an NPCI issue. Bank fixed it.