Why Cold Storage Is a High-ROI Investment

India loses ₹90,000+ crore of produce every year to lack of cold-chain infrastructure. For farmers and FPOs, a cold storage turns that loss into profit: you store at harvest (low price) and sell in the off-season (high price), while charging rent to other farmers for spare capacity.

Schemes That Fund Cold Storage

  • MIDH / NHB: 35% subsidy (general), 50% (NE/hilly/scheduled areas) on approved project cost.
  • NABARD: Credit-linked back-ended subsidy for cold chain and warehousing.
  • Agriculture Infrastructure Fund (AIF): 3% interest subvention on loans up to ₹2 crore for post-harvest infrastructure.
  • State schemes: Many states add top-up subsidies, especially for FPOs.
💡 Tip for FPOs: Combine the Agriculture Infrastructure Fund (3% interest subvention) with the MIDH capital subsidy to dramatically reduce the effective cost. See all subsidies →