If I have land in two villages or two banks, can I take two KCCs?

You should generally have only one KCC for your total agricultural credit needs, not a separate card per village or per bank, and your limit is based on your whole landholding put together. The credit limit is calculated from the Scale of Finance applied to all your cropped area, so one card can cover land spread across villages, even if it is recorded at one branch. Taking two KCCs from two banks against overlapping land can amount to double financing on the same land, which is not allowed; banks check this through credit information records and the no-due process, and getting caught can lead to recall of the loan and loss of subvention. The right approach is to declare all your land to one bank and have your full limit fixed there, or have one branch finance specific surveyed plots while the other finances the rest without overlap. Confirm with your bank how to bring all your land under a single, correctly sized KCC.