fasal bima kam claim mila, payout dispute, grievance crop insurance company district committee
PMFBY claim amount too low compared to my actual crop loss, can I dispute it?
AAnil Choudhary5mo ago · 172 views
3 Answers
🌾Farmer.in Krishi TeamExpert ✓5mo ago
Yes, you can dispute a low PMFBY payout. First understand how it was calculated: for widespread losses, claims are based on area yield from crop cutting experiments compared to the threshold yield, not on your individual field, so the payout reflects the block or village average, which may differ from your personal loss. If you believe there is an error, raise a grievance with the insurance company first, quoting your application and policy number. If unresolved, escalate to the District Level Monitoring Committee and the state grievance cell, and you can also use the PMFBY portal grievance section and the helpline. Keep your enrolment receipt, intimation record and any survey documents to support your case.
SSurjit Singh5mo ago
Maine bhi kam claim pe shikayat ki thi. Pehle insurance company ke toll-free pe application number ke saath complaint ki, fir district level committee tak gaya. Saare kagaz, enrollment receipt aur survey ki copy paas rakhne se baat aage badhi.
MMeena Kumari4mo ago
It helped me to understand that widespread loss claims are based on the area average yield from crop cutting experiments, not my single field. My field looked worse but the village average decided the payout. Knowing this, I focused my grievance on a possible calculation error rather than just saying my loss was bigger.