Can I get a Kisan Credit Card for dairy animals and not just for crops?

Yes, the Kisan Credit Card was extended to cover animal husbandry and fisheries, so you can get a KCC for the working capital needs of your dairy animals such as feed, fodder, medicines and minor costs, even if you have little or no crop land. The limit for an animal husbandry KCC is worked out from the number and type of animals you keep and a per-animal scale of finance fixed for your district, rather than from land area. The same prompt repayment interest benefit that applies to crop KCC generally applies up to the common ceiling, so if you repay on time you stay in the cheaper band. To apply, go to your bank with proof of the animals you own, identity and address proof, and bank details; some banks also want a simple statement of your dairy activity. The per-animal scale of finance, the maximum limit without collateral and the exact interest terms are set by the district technical committee and the government and are revised periodically, so confirm the current scale and ceiling with your branch. A common confusion is that you need crop land; for an animal husbandry KCC you do not, the basis is your livestock.