I want to start a dairy farm with milch animals and need both a loan and a subsidy. Which scheme covers a dairy farm and how do I go about it?
3 Answers
For starting a dairy with milch animals there are a few routes and which one applies depends on what is currently being implemented in your state. The dairy entrepreneurship support that ran through NABARD has historically given a back-ended capital subsidy on small dairy units, while the National Livestock Mission and various state animal husbandry schemes also support milch animal units, fodder development and dairy infrastructure. For larger value-addition like milk processing, chilling and product manufacturing, the Animal Husbandry Infrastructure Development Fund (AHIDF) gives interest subvention on bank loans rather than a flat capital subsidy. The common steps are: decide your unit size, get a detailed project report (DPR), approach a bank for a term loan, and apply through the relevant scheme via your State Animal Husbandry Department or directly with the bank for AHIDF. Subsidy on the milch animal unit is typically a percentage of project cost up to a ceiling with a higher slab for SC, ST and women applicants, but because schemes open, close and change their rates, confirm what is currently active and the exact slab with your district animal husbandry office and your bank. Buy healthy, vaccinated animals on a vet's advice, since animal selection makes or breaks dairy economics.
Maine pehle bank me jaake poocha ki kaunsi dairy scheme abhi chal rahi hai. Har saal thoda change hota hai, isliye apne district ki latest scheme confirm karna best hai.
Processing aur chilling ke liye AHIDF dekho, wahan subsidy ki jagah interest subvention milta hai. Sirf gaay-bhains rakhni ho to alag scheme hai. Dono ko mix mat karo.