nhb vs midh difference, national horticulture board vs mission, which scheme to use
4 Answers
They are two different routes and farmers often mix them up. MIDH is implemented through your State Horticulture Department for a wide range of farmers, including small and medium ones, and it works on cost norms with a subsidy share, usually for smaller and medium sized projects, area expansion, protected cultivation and post harvest units. The National Horticulture Board (NHB) runs its own separate schemes that are generally aimed at larger commercial projects, for example bigger commercial orchards above a minimum area, large protected cultivation, and large cold storage and post harvest projects, and NHB assistance is typically credit linked back ended subsidy, meaning you take a bank loan, complete the project, it is inspected, and then the subsidy is adjusted against your loan. The simple rule of thumb: for small to medium projects go through the State Horticulture Department under MIDH, and for large commercial projects with a bank loan look at NHB. You cannot usually take subsidy for the same component from both. Confirm the current eligibility, minimum project size and subsidy pattern for each on your state horticulture portal and on the NHB website before deciding which route fits your project.
Maine NHB wala try kiya tha bade cold storage ke liye, woh loan ke saath chalta hai aur bank ki appraisal lagti hai. Chhote kaam ke liye state horticulture hi aasaan hai.
Important point. Double dipping is not allowed. If you already took MIDH money for a polyhouse you cannot claim NHB for the same structure. They cross check, and a wrong claim can get you blacklisted.
NHB has a minimum project cost and area to even be eligible. A two acre orchard usually does not qualify for NHB but fits fine under the state MIDH route. Check the floor size first so you do not waste a trip.