How is the PM-KUSUM subsidy split between centre, state and the farmer?

The headline design of PM-KUSUM for standalone pumps is a three way split: a central financial assistance of roughly around 30 percent of the benchmark cost, a state subsidy of roughly around another 30 percent, and the farmer paying the balance of roughly around 40 percent, which the farmer can often part fund through a bank loan. So as a rough rule the farmer share is around 40 percent of the benchmark, but this is exactly where states differ the most. Several states top up the state share well beyond 30 percent for small and marginal farmers or for special categories, which brings the farmer share down, and a few states have at times offered very high subsidy so the farmer pays only a small fraction. Two important cautions. First, these percentages apply to a benchmark cost set by the tender, not to whatever a vendor quotes, so your share is calculated on the benchmark, not an inflated bill. Second, the split changes by state, by year, by component, and by farmer category. Treat 30 plus 30 plus 40 as the broad national frame only and confirm the current central share, your state's share, and your actual farmer contribution on your state PM-KUSUM portal or with the nodal agency before you commit money.