I never had crop insurance before and this is my first season farming on my own land. Where do I actually start to get covered?
3 Answers
To enrol in PMFBY as a fresh applicant you need three things ready before the season cut-off. First, your land records showing the area and the crop you plan to sow, such as your khatauni, 7/12 or RoR. Second, your bank account details linked to your name. Third, a recent sowing declaration or the crop name you will actually grow on that plot. You can enrol through your bank branch, through a Common Service Centre (CSC), through an authorised insurance agent, or directly yourself on the National Crop Insurance Portal. At enrolment you choose the crop and the area, the system shows the farmer premium for that crop in your district, you pay it, and you get a policy or application number. Keep that number safe because every future status check and claim depends on it. The crop-wise premium and the last date to enrol change each season, so confirm both on the official PMFBY portal or with your bank before you pay.
Pehli baar maine CSC se karaya tha. Bas land record aur bank passbook le gaya tha, 20 minute me ho gaya. Receipt zaroor le lena.
One tip from my side, declare the crop you are really going to sow, not the one you usually grow. If your sown crop and the insured crop do not match, the claim can be denied later.