Key differences
- The Swaraj 724 XM has 250 kg more lifting capacity than the Mahindra JIVO 245 DI - useful for heavy implements like a reversible plough, a loaded trailer or a potato planter.
- At ex-showroom prices the Mahindra JIVO 245 DI starts about ₹70,000 lower than the Swaraj 724 XM, roughly ₹1,277 a month less on a 5-year loan for 90% at 8%.
Specifications side by side
| Spec | Mahindra JIVO 245 DI | Swaraj 724 XM |
|---|---|---|
| HP | 24 | 25 |
| Ex-showroom price | ₹4.0-4.6 lakh | ₹4.7-5.2 lakh |
| EMI (90% loan, 8%, 5 yr) | ₹7,300/month | ₹8,577/month |
| Cylinders | 2 | 2 |
| Rated RPM | 2,300 | 1,800 |
| Lifting capacity (kg) | 750 | 1,000 |
| Gears | 8 F + 4 R | 8 F + 2 R |
| Drive | 4WD | not published |
| Clutch | Single | Standard Single dry disc friction plate |
| Brakes | Oil immersed (OIB) | not published |
| Steering | Power steering | Mechanical Steering with Heavy Duty single drop arm for better maneuverability & comfort to operator. |
| Weight (kg) | not published | 1,670 |
| Wheelbase (mm) | not published | 1,930 |
| Warranty | 5 years | not published |
Specs from each maker's official spec page / official spec page (closest listed variant). Prices are indicative ex-showroom; on-road price adds registration, insurance and dealer charges and varies by state.
Which one should you buy?
Match the tractor to your heaviest regular job. If you run a reversible plough, a loaded trolley or a potato planter, lifting capacity matters most. If most of your work is rotavator, thresher or pump, compare PTO HP. Then get on-road quotes for both from dealers near you, and check how far the nearest authorised service centre is - for a 10-year machine, service distance matters as much as a few HP.