Key differences
- At ex-showroom prices the Massey Ferguson 5118 4WD starts about ₹64,000 lower than the Mahindra JIVO 225 DI, roughly ₹1,168 a month less on a 5-year loan for 90% at 8%.
- Drive: the Mahindra JIVO 225 DI is 2WD, the Massey Ferguson 5118 4WD is 4WD. 4WD helps in wet paddy fields and on slopes; 2WD is cheaper to buy and maintain.
Specifications side by side
| Spec | Mahindra JIVO 225 DI | Massey Ferguson 5118 4WD |
|---|---|---|
| HP | 20 | 20 |
| Ex-showroom price | ₹4.14-4.35 lakh | ₹3.5-3.94 lakh |
| EMI (90% loan, 8%, 5 yr) | ₹7,555/month | ₹6,387/month |
| Engine capacity (cc) | not published | 825 |
| Cylinders | 2 | 1 |
| Rated RPM | 2,300 | not published |
| Lifting capacity (kg) | 750 | 750 |
| Gears | 8 F + 4 R | 8 F + 2 R |
| Drive | 2WD | 4WD |
| Clutch | Single | Single diaphragm |
| Brakes | Oil immersed | Multi disc oil immersed |
| Steering | Power | Manual |
| Fuel tank (litres) | not published | 28.5 |
| Weight (kg) | not published | 839 |
| Wheelbase (mm) | not published | 1,420 |
| Warranty | 5 years or 3000 hours, whichever is earlier | not published |
Specs from each maker's official spec page / official spec page. Prices are indicative ex-showroom; on-road price adds registration, insurance and dealer charges and varies by state.
Which one should you buy?
Match the tractor to your heaviest regular job. If you run a reversible plough, a loaded trolley or a potato planter, lifting capacity matters most. If most of your work is rotavator, thresher or pump, compare PTO HP. Then get on-road quotes for both from dealers near you, and check how far the nearest authorised service centre is - for a 10-year machine, service distance matters as much as a few HP.