Hailstorm flattened my standing crop. Someone said I must report within 72 hours or the claim is gone. Is that correct?
What is the 72 hour rule for reporting localised crop damage under PMFBY?
SSukhdev Singh4 महीने पहले · 173 व्यू
5 जवाब
🌾Farmer.in Krishi Teamविशेषज्ञ ✓4 महीने पहले
For certain individual or localised losses, PMFBY allows a separate claim that does not wait for the village crop cutting result, and for these you must report quickly. Localised calamities like hailstorm, landslide, inundation, cloudburst and natural fire, as well as post-harvest losses to a harvested crop lying in the field, are assessed on your individual field. To trigger this you generally have to intimate the loss within about 72 hours of the event to your insurance company, the bank, the crop insurance app or the toll-free number, giving your policy and survey details. After intimation a surveyor visits and assesses the damage on your plot. Missing the reporting window can cost you the individual claim, even if the loss was genuine. The exact timeline and reporting channels can change each season, so note the current intimation deadline from your policy document or insurance company at sowing time.
JJasbir Singh4 महीने पहले
Mere ola gira tha aur maine usi din toll free number aur crop insurance app dono par intimation kar di. Surveyor 4 din me aaya. 72 ghante ki window miss mat karna, warna individual claim haath se nikal jata hai.
HHarvinder Singh4 महीने पहले
One mistake people make is only telling the bank and assuming that counts. I reported to the insurance company directly and kept the complaint number as proof. Note down your policy and survey number before you call so the intimation is complete.
GGurmeet Kaur4 महीने पहले
After the hailstorm I took dated photos of my flattened crop before the surveyor came, which helped during assessment. Keep the field as it is till the survey is done. Confirm the current reporting channels with your insurer at sowing time, they change by season.
BBaldev Singh3 महीने पहले
Ek practical baat, jab maine toll free number par call kiya to line busy thi, isliye maine crop insurance app se intimation kar di aur screenshot rakh liya. Sirf ek channel par bharosa mat karo, app, helpline ya insurer ki branch me se jo chale wahan kar do, par complaint ya docket number zaroor note karo. Wahi number baad me saboot banta hai ki tumne window ke andar report kiya tha.