I want to start a small unit to make turmeric powder and spice packets from my own crop. Someone told me there is a government scheme for micro food processing. How do I actually apply and what do I get?
4 जवाब
You are talking about PMFME, the PM Formalisation of Micro Food Processing Enterprises scheme, and a turmeric powder and spice packing unit fits it well. Its purpose is to help small, existing or new micro food processing units become formal, modern and better at marketing. The main benefit is a credit linked capital subsidy on your eligible project cost, given as a percentage of the cost up to a ceiling, so the bank funds the unit and the government pays part of it back as subsidy. The scheme also supports seed capital for self help group members, branding and marketing support, and common infrastructure for groups. To apply, the cleanest route is the official PMFME portal of the Ministry of Food Processing Industries, where you register and submit your project. You will usually work with a District Resource Person who helps you prepare the project report and connect to a bank, since it is credit linked and the loan is part of it. Keep ready your Aadhaar, bank details, proof of the business or land, and a basic project plan. The exact subsidy percentage and the per unit ceiling are set by the scheme, so confirm the current rate and the application steps on the PMFME portal or with your district food processing or MSME office before you commit money.
District Resource Person se zaroor milna. Mere case mein usne hi project report banayi aur bank tak le gaya, warna main akele atak jata.
Subsidy seedhe haath mein nahi milti, pehle loan lo aur unit chalu karo, fir subsidy back end par account mein adjust hoti hai. Yeh pehle samajh lena.
Haldi powder ka unit chal raha hai mera. FSSAI license aur acchi packing par dhyan dena, bina iske bada buyer maal nahi leta. Subsidy to mili hi, par market license se hi banti hai.