I do fish farming in a leased pond and have no agricultural land in my name. Can I still get a KCC for my fishery working capital?
2 जवाब
Yes, KCC has been extended to fisheries, so fish and shrimp farmers can get a credit card for their working capital like seed, feed and pond inputs. For fisheries the limit is based on your activity and scale, for example pond area, type of culture and the per-unit scale of finance fixed for fisheries in your district, not on owning farmland. Inland fish farmers, those with leased ponds, and members of fishery groups can generally apply; for a leased pond you will usually need to show your lease or permission to use the water body. Take to the bank your pond lease or ownership document, identity and address proof, bank details, and any fisheries department registration or membership you have. The prompt repayment interest benefit applies up to the common ceiling just like other KCC, so repaying on time keeps it cheap. The exact scale of finance for fisheries, the documents accepted for leased ponds and the no-collateral ceiling vary by bank and district and are revised over time, so confirm the current requirements with your branch and your District Fisheries Officer, who can also help certify your activity.
Pattay wale pond ke liye bank ne lease ka kagaz manga tha. Fisheries office se ek certificate bhi liya tha, usse kaam aasan hua.