Can I build a godown or warehouse with subsidy support using AIF?

Yes, a godown or warehouse is a core eligible project under the Agriculture Infrastructure Fund, and it is one of the most common uses of the scheme. The way it makes your godown cheaper is through the 3 percent interest subvention on the eligible loan up to the ceiling, and through credit guarantee cover that reduces collateral. The loan can fund the civil construction, platform, drying or handling arrangements and basic equipment as appraised by the bank. On the question of an additional capital subsidy, AIF itself is mainly an interest and guarantee benefit, but warehouse and godown projects can sometimes be combined with other capital subsidy schemes, for example state agriculture marketing board support or certain central storage schemes, subject to convergence rules. The important condition is that you generally cannot claim the same project cost from two schemes at once, so the funding has to be structured cleanly. A few practical tips for a farm godown. Build it on a raised, well-drained site, ensure good ventilation and a moisture-proof floor, plan for rodent and insect control, and size it to realistic storage volumes plus a buffer. If you also want to borrow against the stored grain later, build to standards that allow a warehouse receipt. Confirm eligible costs, current ceiling and any combinable subsidy on the official AIF agriinfra portal or with your bank. This is general information and not financial advice.