How much loan and subsidy can I actually get under AIF for one project?

The Agriculture Infrastructure Fund does not give a cash capital subsidy in the way some schemes do. Its main financial benefits are two. First, a 3 percent per year interest subvention on the loan, applied up to a loan ceiling per project and for a fixed number of years. Second, credit guarantee cover for eligible loans, which reduces the collateral the bank demands and so makes it easier to borrow. So when people say subsidy under AIF, they really mean the interest you save through the 3 percent subvention plus the guarantee benefit, not a lump sum grant. On the loan size itself, your project cost can be larger than the subvention ceiling. The bank can sanction a bigger loan based on viability, but the 3 percent subvention applies only up to the ceiling amount, and the portion above it carries the normal interest. A single applicant can also set up multiple projects at different locations, each potentially treated on its own merits, subject to scheme limits. The exact ceiling figure, the subvention period and the per-borrower or per-location limits are the kind of numbers that get revised, so I will not quote a fixed amount here. Check the current ceiling and limits on the official AIF agriinfra portal or with your lending bank. This is general information and not financial advice.