How long does it take to actually receive subsidy money after my work is verified?

After successful physical verification the subsidy usually reaches your bank within a few weeks to a couple of months, depending on how the scheme batches its DBT payments and whether the financial year funds are available at that time. The common causes of last stage delay are: the department fund for that scheme being temporarily exhausted and waiting for the next release, your bank Aadhaar NPCI seeding being broken so the transfer bounces, a name or account mismatch causing the credit to fail, or the verification report not yet uploaded by the field officer. If your status shows Payment Released but nothing has arrived after a week, the cause is almost always at your bank end, so check NPCI seeding first. If status is stuck before Payment Released for long, follow up at the block office for the verification upload or fund position. Keep your application number ready for every follow up. The exact payment cycle differs by state and scheme, so ask your office for the expected timeline once your file reaches the payment stage.