Can I insure under PMFBY if I am a tenant farmer or sharecropper on rented land?

PMFBY is meant to cover the cultivator who actually bears the crop risk, so tenant and sharecropper farmers can be eligible, but you must be able to prove your cultivation rights for the insured land. The challenge is documentation, since the land is not in your name. Depending on your state, acceptable proof may include a registered or notarised lease or tenancy agreement, a sharecropping document, or other cultivation records recognised by the state. Carry that proof along with your own identity and bank details when you enrol through a CSC, bank or the portal as a non-loanee farmer, and declare the crop and area you actually cultivate. Two cautions. The exact documents accepted for tenant cultivators vary by state, and some states are stricter than others, so confirm the local requirement at your agriculture office or CSC before the cut-off. And make sure the same plot is not being double-insured by the landowner for the same crop and season, as that causes disputes at claim time.