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If I already have a crop KCC, can I add a separate limit for dairy on the same card?

SShivaji Gaikwad4 महीने पहले · 145 व्यू

I have a crop KCC and now I have started a dairy. Can I add a dairy limit to my existing KCC or do I need a new one?

2 जवाब

🌾Farmer.in Krishi Teamविशेषज्ञ ✓4 महीने पहले

You can usually add an allied activity limit to your existing KCC rather than opening a completely separate card. Many banks set a combined KCC with a crop sub limit and an animal husbandry or fishery sub limit within the same account, each assessed on its own basis: crops on scale of finance, dairy on per animal maintenance cost. So bring proof of your new dairy, such as the number of milch animals and a basic plan from the veterinary department, and ask the branch to enhance your KCC by adding a dairy sub limit. The crop part keeps its own due date tied to the crop cycle, and the dairy part its own working capital cycle. The prompt repayment benefit applies within the eligible ceilings. Whether the bank adds a sub limit or issues a second product depends on its system, so ask your branch how they prefer to structure crop plus dairy and what proof they need for the animals.

BBhausaheb4 महीने पहले

Mere paas fasal ka KCC tha, dairy shuru ki to bank ne usi me animal ka sub limit jod diya. Naya card nahi banwana pada. Pashu ki ginti ka proof maanga tha.

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