How do I use the KCC RuPay card and withdraw money for inputs?

Your KCC now usually comes as a RuPay debit card linked to the KCC account, which makes drawing money simple. You can swipe it at input dealers who have a card machine, use it at an ATM to withdraw cash, and many cards also work for online or UPI linked payments. You draw against your sanctioned limit like an overdraft, so you only pay interest on the amount and the days you actually use it, not on the whole limit. That means it is smart to draw only what you need when you need it and to put money back after harvest, which lowers your interest and helps you repay on time for the cheap rate. Keep the card and PIN safe and never share the PIN. Set up SMS alerts so you can track each drawing. If your card is not active, ask the branch to enable it and set your PIN. Card features differ by bank, so ask your branch what your KCC RuPay card supports.